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Tinley Park, IL

(708)845-7922

Residential and Commercial plumbers and plumbing contractors available in Orland Park, Tinley Park, Oak Lawn, Palos Heights, Midlothian, Oak Forest, Homer Glen, Mokena, Frankfort, and the surrounding Chicago South Suburbs. 24 Hour Emergency plumbers.

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Kevin Szabo Jr Plumbing Blog

Kevin Szabo Jr Plumbing is Tinley Park, Orland Park, Oak Forest, Midlothian, Orland Hill, Homer Glen, Mokena, Frankfort, Crestwood, Palos Heights, Oak Lawn, local plumber. Read our blog for advice, tips, a good laugh, and basic home improvement.

**We are moving our old blog to our new and improved website. Too see all our posts visit kevinszabojrplumbing.blogspot.com

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An IntroductionTo Renters Insurance Coverage

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An Introduction to Renters Insurance Coverage

Renters insurance is an extremely affordable way for tenants to keep their belongings safe, with the average premium totaling less than $150 per year. Yet under 40% of all renters are insured, in large part because of a lack of awareness among tenants about the benefits of renters insurance.

It’s impossible to predict when an emergency situation will strike, and the best way to prepare for the unexpected is to stay insured. Understanding the benefits and coverage of a renters insurance policy will allow you to make an informed decision about acquiring coverage.

How Does Renters Insurance Work?

Since relatively few people purchase renters insurance, there are some common misunderstandings regarding what exactly is covered under a typical policy. Some tenants assume that they’re automatically protected under their landlord’s insurance, but the truth is that you need your own policy to be covered in case your possessions are damaged or stolen.

Many tenants wonder if renters insurance covers water damage, bedbugs, and other unexpected occurrences. While there are some important differences in the fine print of many policies, a typical renters insurance plan provides coverage up to a certain limit in case of weather events such as rain, wind, fire, and hail. That said, more extreme conditions like earthquakes and floods will generally require additional coverage, so it’s important to make sure you’re protected if you live in a vulnerable region.

Your policy will also pay for temporary relocation in case your apartment is no longer habitable, a responsibility that may or may not be picked up by your landlord. The price of a few coffees each month is well worth the peace of mind that comes from knowing you’ll be kept on your feet no matter what happens.

Exceptions to Renters Insurance Coverage

While renters insurance provides critical protection for a number of costly situations, there are some things that most policies won’t cover. The first two examples are earthquakes and flooding, which many insurance companies offer as a separate policy. 

Under a standard renters insurance policy, you won’t be compensated for any damage done to extremely valuable or rare items such as jewelry and fine art. The most common insurance limit is $100,000, but you’ll likely still need to purchase additional insurance if you want these items covered.

Other common situations tenants often find themselves in, like losing a phone or having a pet cause damage, are not covered under renters insurance. Your protection also won’t apply to anyone else living in the apartment unless they purchase their own coverage.

Renters insurance is a low-cost, reliable method of keeping your belongings safe and ensuring you’ll have a place to stay even in a worst-case scenario. For less than a dollar a day, you can cover all the possessions in your apartment from loss or damage resulting from anything from fire to theft.

Guest Contributor, Armand Levitz

Warming Places in Cook County

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We’re lucky to have heat in our homes, unfortunately there’s families without heating or proper housing. It’s more sad to think that there’s homeless people dealing with this weather. It’s -50, please help the people that you could and if you can’t, call one of the numbers below they should be able to advise you.

Here’s a list of all the Warming Places in Cook County.

Berwyn (Library)

2701 S. Harlem Ave.
Berwyn, IL

9:00 a.m.- 9:00 p.m. M-THU
9:00 a.m.- 5:00 p.m. F-SAT
1:00 p.m.- 5:00 p.m. SUN
Transport: No

Berwyn (Freedom Park)

3701 S. Scoville Ave.
Berwyn, IL

9:00 a.m. – 5:00 p.m. M-THU
9:00 a.m. – 3:00 p.m. F
Transport: No

Berwyn (Recreational Dept.)

6501 W. 31st St.
Berwyn, IL

7:00 a.m. – 9:00 p.m., M-F
Transport: No

Bloom

425 S. Halsted St.
Chicago Heights, IL

8:00 a.m. – 8:00 p.m. M/W
8:00 a.m. – 4:40 p.m. T/THU/F
Transport: No

Bremen

16361 S. Kedzie Parkway
Markham, IL

9:00 a.m. – 5:00 p.m., M-F
Transport: No

Calumet

12633 Ashland Ave.
Calumet Park, IL

8:00 a.m. – 4:00 p.m. M-F
Transport: Yes, please call 708.388.6606.

Cicero (Village Building)

4949 W. Cermak Rd.
Cicero, IL

8:00 a.m.- 8:00 p.m. M-F
Transport: No

Cicero (Library)

5444 W. 34th St.
Cicero, IL

8:00 a.m.- 8:00 p.m., M-F
Transport: No

Cicero (Community Center)

2250 S. 49th Ave.
Cicero, IL

8:00 a.m.- 8:00 p.m., M-F
Transport: No

Elk Grove

2400 S. Arlington Heights Rd.
Arlington Heights, IL

9:00 a.m.-4:00 p.m. M-F
Transport: No

Hanover (Senior Center)

240 S. IL Route 59
Bartlett, IL

8:30 a.m.- 4:30 p.m. M/W/F
8:30 a.m.- 8:00 p.m. T and THURS
8:30 a.m.- 12:30 p.m. SAT
Transport: Yes

Lemont (Township Offices)

1115 Warner Ave.
Lemont, IL

9:00 a.m.- 4:00 p.m. M-F
Transport: Yes, please call 630.257.2522

Lemont (Community Center)

16300 Alba St.
Lemont, IL

9:00 a.m.- 2:00 p.m. M-F
Transport: Yes, please call 630.257.2522

Leyden

2620 N. Mannheim Rd.
Franklin Park, IL

6:00 a.m.- 9:00 p.m. M-F
6:00 a.m.- 2:00 p.m. SAT
6:00 a.m.- 12:00 p.m. SUN
Transport: No

Maine

1700 Ballard Rd.
Park Ridge, IL

9:00 a.m.-5:00 p.m. M-F
Transport: No

Niles

5255 Lincoln Ave.
Skokie, IL

9:00 a.m.- 5:00 p.m. M-F
Transport: No

Norwood Park

7833 W. Lawrence Ave.
Norridge, IL

9:00 a.m.- 4:00 p.m. M – THUR
9:00 a.m.- 3:00 p.m. F
Transport: No

Oak Park

130 S. Oak Park Ave.
Oak Park, IL

8:00 a.m.- 5:00 p.m. M-F
Transport: No

Orland Park

14807 Ravinia Ave.
Orland Park, IL

8:00 a.m.- 4:30 p.m. M/W/THUR/F
8:00 a.m.- 6:00 p.m. T
Transport: Yes, for seniors 55 and older. Please call 708.403.4222.

Palatine

721 S. Quentin Road
Palatine, IL

8:30 a.m.- 7:00 p.m. M
8:30 a.m.- 4:00 p.m. T- F
8:30 a.m.- 12:00 p.m. SAT
Transport: No

Palos

10802 S. Roberts Road
Palos Hills, IL

8:30 a.m.- 4:30 p.m. M-F
Transport: No

Proviso

4565 W. Harrison St.
Hillside, IL

8:00 a.m.- 4:30 p.m. M-F
Transport: Yes, for seniors 60 and older. Please call 708.449.4300.

Rich

22013 Governors Hwy
Richton Park, IL

9:00 a.m.- 4:00 p.m. M-F
Transport: No

River Forest

8020 W. Madison St.
River Forest, IL

8:00 a.m.-8:00 p.m. M-F
Transport: No

Riverside

27 Riverside Road
Riverside, IL

9:00 a.m.-5:00 p.m. M-F
Transport: No

Schaumburg

1 Illinois Boulevard
Hoffman Estates, IL

8:30 a.m.-10:00 p.m. M-THURS
8:30 a.m.- 9:00 p.m. F
Transport: No

Stickney

7745 S. Leamington Ave.
Burbank, IL

8:30 a.m.- 4:00 p.m. F
Transport: No

Wheeling

1616 N. Arlington Heights Rd.
Arlington Heights, IL

8:00 a.m.- 4:30 p.m. M-F
Transport: No

Worth

11601 S. Pulaski Rd.
Alsip, IL

8:30 a.m.- 4:30 p.m. M-F
Transport: No

How to Navigate a Flooded Apartment

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How to Navigate a Flooded Apartment

No one wants to deal with a flooded apartment. Unfortunately, it’s sometimes unavoidable. Knowing what to do if such an incident happens is important.

You’ll hopefully never have to use these tips. That said, if your apartment ever does flood, keep the following points in mind.

Protect Yourself First

This point actually has more to do with preparing for a flood. The whole experience will be a lot less stressful if you’re prepared with renters insurance.

If your apartment floods, renters insurance might cover it. Most plans are very affordable, costing about the same as a few cups of coffee per month.

It’s also important to look for early warning signs. Identify them, and you may be able to prevent a flood.

Regularly check plumbing appliances for signs of leaks. After rain, check for leaking surfaces. Alert the landlord as soon as you spot a problem.

Protect Belongings During the Flood

Obviously, during a major weather-related flood, you need to get to a safe place.

Not all apartment floods are major, though. Some result from internal plumbing issues. During minor flooding, get valuable items away from the water as soon as possible. You might even prepare ahead of time by finding a place nearby where you could store your belongings in case of a flood. Perhaps a friendly neighbor would let you keep your valuables in their apartment should the need ever arise.

Once you’ve secured your belongings, alert the landlord. You might be able to stop the leak yourself as you wait for them to send a professional. However, if the flooding is substantial, don’t go into the apartment until the utility company has disconnected the electricity.

Addressing Post-Flood Damage

The process of handling the aftermath of an apartment flood will vary on a case-by-case basis. Different regions simply have different laws and regulations.

In general, though, your landlord’s insurance will only cover the building itself and any features of the apartment they provided. It will not cover your personal belongings if they are damaged in a flood.

True, there are circumstances in which the landlord may be found liable. Perhaps the flood resulted from an issue you had previously informed them about. If they failed to address it in a timely manner despite numerous reminders, they might be responsible for covering damage to your belongings.

That said, this usually isn’t the case. This is another reason to have renters insurance. You’ll avoid dire financial circumstances if you have a policy. Renters insurance could also help with relocation costs if flooding makes the apartment uninhabitable.

Depending on the degree of damage and the cause of the flood, you might be able to terminate your lease without any repercussions. Some landlords are also willing to let tenants relocate to similar units within their properties.

Investigate your options immediately after a flood. Again, the specific laws that apply vary from one region to another. Protect yourself ahead of time with renters insurance, and you could avoid a lot of headaches if the applicable laws don’t favor tenants in these situations.

Guest Contributor, Armand Levitz

How to Improve Your Household in 2018

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How to Improve Your Household in 2018

Every home evolves over time. After the building is finished, most people consider it the end of their worries when it comes to taking care of it – except the small maintenance obligations here and there. However, if you’ve lived in one household for longer than a decade, you know this is not true. It’s not only a matter of maintenance, it’s about practicality and moving along with the times. If you think your house is ripe for a “facelift” project of some kind, here are some handy ways to improve your home in 2018.

Plumber in Crestwood IL

Make the kitchen cleaner and brighter

The kitchen is the heart of every home and it reflects your attitudes towards your own household. It is usually the one chamber in the house that sees most activity and it is therefore hardly ever completely clean. However, you can make sure at least some basics are covered.

Stoves, counters that surround the kitchen sink as well as the walls above them are usually covered in stains and the more you postpone the cleaning, the bigger feat it will be to clean it up. Making your kitchen brighter might appear counterproductive in that regard, but it actually helps.

For example, if you cover your counters and the walls above them (the stretch between the counters and hanging cupboards) in porcelain tiles, you will reap multiple benefits. For one, porcelain is not only robust, it is easy to clean. Two, if you choose to go with white, you’ll have a much more airy, open kitchen which you can show off proudly to guests after a noticeably shorter cleaning session.

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Let the sunshine in

Sydney is known for its “sunny disposition”, so why not utilize it? After all, letting the sunshine in has multiple benefits. First of all, it will make the colors and contours of your interior design pop with unimaginable vivacity. More light makes every house look more stylish and joyful.

Furthermore, the natural light makes the residents happy too – as it encourages the secretion of happiness hormones. Therefore, opting to replace your regular patio doors with high-quality glass bi-fold doors from Sydney is win-win in every conceivable way.

The same goes for bigger windows – and if you can accommodate for wall-high glass windows that stretch from floor to ceiling (in other words, without attracting the unwanted neighborhood attention), you’ll benefit from it greatly.

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Go green with light

While we are still on the topic of brightness, replacing your entire light grid with LED light bulbs might be the best possible choice to improve your home. The advantages of LED light bulbs are numerous and undeniable. They spend 90% less electricity than your regular incandescent light bulbs and they use almost a 100% of their energy to produce light. This means that no energy is wasted on heating up, which is a godsend during slow and smoldering summer days in Sydney.

Furthermore, they are a far less toxic solution than CFL light bulbs – which are admittedly not dangerous for as long as they don’t blow out. Still, why would you risk it? After all, the LED light bulb can last for up to a whopping 20 years, which is an insane margin of difference when you consider that you have to replace regular incandescents every few months. Therefore, you will save money on purchasing new light bulbs in the long run and save a ton on the monthly electric bill – which can truly be a financial killer within the Sydney city limits.

Spruce up your outdoors

Just a few minor changes to your immediate outdoors can make a world of difference when it comes to improving your home. For one, adding a motion-detecting light above your front and patio door is a welcoming life hack when you are returning home late, plus it is a good scare-off for potential intruders. If you add a cheap security camera right next to the motion sensor light, you’ll definitely be burglar-proof.

Additionally, purchasing a foldable awning and placing it right above the front and the back porch will protect your windows from direct South Pacific sunlight while still letting the daylight in, plus it will give you a nice little spot for the outdoor layabout mode.

Letting your home fall into disrepair is something that can easily happen if you are too preoccupied with other matters, but you should always be ready to lend it your full attention. In many ways, the house is like a child – it thrives when you show it devotion and care. You should always envision the house you’ve moved into as the basis for creating something more personal – if the household is fashioned to your own taste over time, both you and it will benefit immensely.

Guest Contributor, Diana Smith