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Residential and Commercial plumbers and plumbing contractors available in Orland Park, Tinley Park, Oak Lawn, Palos Heights, Midlothian, Oak Forest, Homer Glen, Mokena, Frankfort, and the surrounding Chicago South Suburbs. 24 Hour Emergency plumbers.

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Kevin Szabo Jr Plumbing Blog

Kevin Szabo Jr Plumbing is Tinley Park, Orland Park, Oak Forest, Midlothian, Orland Hill, Homer Glen, Mokena, Frankfort, Crestwood, Palos Heights, Oak Lawn, local plumber. Read our blog for advice, tips, a good laugh, and basic home improvement.

**We are moving our old blog to our new and improved website. Too see all our posts visit kevinszabojrplumbing.blogspot.com

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Design Tips Perfect for Older Adults

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Design Tips Perfect for Older Adults

While not everyone can completely remodel their home to fit their aging needs, there are a few design tips that can ensure every older adult has a more pleasant and safer life. The best way to start your renovation is to look at senior homes and seek some inspiration for safe and stylish senior life. Let’s see what older adults need and prefer when it comes to interior design.

Practical entryways

Every house starts with a good entryway, so make sure to make it practical and safe. For instance, fumbling for keys while you hold grocery bags can cause you to get distracted and lose your balance. So, it can be smart to place a small table or bench next to your entrance. This addition will not only boost the practicality of your entryway but also increase its aesthetic appeal.

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Safe bathrooms

Many falls at home happen right in the bathroom due to slippery showers, baths and floors. So, consider investing in practical grab bars you can find in many places in senior care facilities. These ensure a more practical and safer entrance and exit out of the bath. But, their stainless steel look can also boost elegance in your space. You can also place them next to your toilet for when you need extra support getting up. Additionally, consider ditching baths and investing in a practical step-in shower and hand-held showerhead. This combination will ensure the most practicality and style.

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Good lighting

Any dark corner, poorly-lit room and shady stairway can result in a potential fall or a bump. This is especially important for stairs, hallways and entryways that usually hide the biggest number of obstacles, so it’s no wonder every modern aged care facility is well lit from the entrance to the last room. For instance, if you look at retirement living at Mark Moran Vaucluse you can see that the facility is filled with layered light, both natural and artificial. Their design experts chose to shower the rooms with light to prevent injuries and promote wellbeing. So, make sure to take inspiration from these respectable facilities and light up your space, especially those nooks that can hide sharp corners and other hazards.

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Smart doors

In order to boost mobility between rooms, try to invest in pocket doors. They always stay out of the way when opened and they prevent them from getting caught on clothing or walking aids. Additionally, you can also replace all your doorknobs with more practical levers. These are easier to grip and handle, especially for seniors with arthritis and similar afflictions.

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Easy-to-climb stairs

For older people, stairs are often a true nightmare. They are exhausting and dangerous, so make sure to equip any stairs in your home with handrails, preferably on both sides. Clearly visible and separate steps can also make your ascend and descend safer, even if your vision is impaired. There are cheap stickers you can get that will allow you to mark your steps and prevent trips and falls.

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Anti-slip floors

Oftentimes, danger lurks under your feet. With age, you start to lose your balance and speed, so slips can end up with a serious injury. The easiest way to prevent slips yet keep your home stylish is to invest in nonskid mats under your rugs. If you use a walker or wheelchair to get around, it’s best to opt for a low-pile carpet that won’t get caught in your wheels and walkers. You can also ditch your area rugs and embrace the popular minimalist style that’s also very easy to keep clean.

If you follow these senior design tips, you’ll have a home that will allow you to age with grace, safety and style. You’ll get to enjoy your home for many, many years to come, but whenever you notice you can’t take care of your safety, make sure to find a good senior care facility.

Guest Contributor, Diana Smith

Most Popular Landscaping Trends for 2019

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Most Popular Landscaping Trends for 2019

 

Whether you have a front yard or a back yard – or even both! – you surely understand why taking care of your outdoor space is so vital. This is where you can spend time with your friends and family, organizing parties and enjoying fresh air, and if you put your mind to it and aren’t afraid to invest some money, you’ll be able to keep doing that all year long. However, you first need to come up with an effective landscaping schedule that will keep your exterior cool and appealing. In order to do that, you need to learn a few of the newest trends, so here are some of the hottest landscaping ideas out there.

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Pavers and greenery

Getting from point A to point B in your backyard might not always be the easiest thing in the world, especially if you’re trying to protect your grass and keep it fresh for as long as possible. That’s why people all around the world, from Australia to South America, use an easy yet highly effective trick and equip their backyard with pavers and stepping stones. But, if you really want to be trendy, you need to arrange some grass around your pavers or opt for those helpful grass block pavers that really go a long way. This solution is simple, affordable, practical, easy to install, and even easier to maintain, so get as many of these block pavers as you need right away!

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Add a water feature

Every outdoor space needs a focal point, and water features are among the most effective and visually appealing focal points in the world. It doesn’t really matter if you opt for a fountain, a waterfall, or a pond – as long as it looks nice and attracts attention, you’re good to go! Keep in mind that all of these ideas need some proper maintenance, so don’t forget to do that regularly, and you’ll be able to enjoy your water feature in the decades to come as well.

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Build a pool

Now, if you’re a big fan of water features, none of the ideas mentioned above is going to work for you, but you can always build yourself a proper pool in your backyard. This is one of the best ways to give your exterior area even more purpose and show it the love it deserves, but also do something good for yourself, especially if you’re living in a hot region with lots of sunny days. This is an idea people in Australia use quite a lot, which is why they aren’t afraid to talk to those experienced pool builders from Sydney and let them work their magic. You’re going to end up with a brand new pool before you know it, and your backyard will start looking better than ever straight away!

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A corner for gardening

You don’t have to be the biggest fan of cooking in the world to understand why having a tiny garden in a corner of your backyard is so vital. Here, you can grow all those delicious herbs and vegetables you can use in your cooking, but you’ll also give your outdoor space an exciting new feature. Starting a herb garden isn’t as hard as it sounds, and you just need to invest some time and patience – and the results you’re going to get in just a few months are amazing and will surely make your backyard quite special.

Taking care of your garden and showing it some love doesn’t have to be too hard or time-consuming, but you need to stay consistent – come up with a schedule and stick to it week after week, and there’s nothing to worry about!

Guest Contributor, Diana Smith

Decorating with Rugs: the Essentials

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Decorating with Rugs: the Essentials

When a room starts to appear dull and boring, replacing a rug might solve the problem. Even though most people see it just as an accessory, the right rug can change the entire feel of the room and set the foundation of the entire design. By playing with its colour, pattern, shape and size, you can add more interest and vibrancy to your space and use the rug to visually tie together various elements, give it a stronger definition and add more warmth and style. Here are several different ways to decorate a room with rugs.

Make Sure to Get the Right Size

It might be tricky to determine the right rug size for your room since in this case, bigger isn’t necessarily better. A rug that is too big can swallow the room and take away from the beauty of your hardwood flooring, and a tiny rug can chop up a room and make it seem disconnected.

The general tip is to pick a rug that is 3 feet smaller in length and width than your room. These bare edges will make the room seem bigger. Dining room rugs should be at least 24 inches wider than the edge of your dining table so the back legs of chairs can stay on the rug even when pulled out to allow your guest to sit. As for runners, they should be about 4 inches narrower and 18 to 24 inches shorter than your hallway, but large enough to have both of your feet on the rug as you pass through.

Use Rugs to Define Areas

Rugs can be a very effective tool in defining spaces, both small studio apartments and large rooms equally well. In smaller spaces, leave a narrow strip of the floor visible to make the room appear bigger and brighter, and in larger rooms, experts’ advice is to have the front legs of your furniture on the rug and the back legs off. It unifies the area without cutting it off form the rest of the room.

You can also use the rug as a focal point and make a strong impact. The trick is to create a contrast by painting your walls in one of the rug accent colours. And, don't think that a rug has to be a rectangle. Sometimes a square, round or oval shape can complement your furniture arrangement better than a classic rectangular one.

Set up a colour scheme

Your rug of choice can be used to set the basis of your colour scheme, or if you introduce it later, it can emphasise and tie in your existing colour scheme. You can use a rug can visually soften the room or add more accent. Bear in mind that achieving balance is the point of good design, so don’t overdo it. If your walls are soft and neutral, go with a bold coloured rug, and vice versa.

Choosing among so many different colours and patterns can be overwhelming, so you might decide to buy your rugs onlinesince there you will usually have a much bigger choice of rugs and more affordable prices. 

Achieve harmony and variety

Rugs add a touch of playfulness and variety to a room, but you need to be careful how you size and position them. If you’re planning on using two rugs, variety will be achieved with different sized rugs. Otherwise, the room will be visually cutin two.

Make sure the two rugs complement each other in style or the final result will be awkward and unpleasant. Too many different styles and patterns will disrupt the harmony. 

Use rugs as decorative tools

Rugs can be great decorative tools if used correctly. For instance, by changing both your pillows and rugs with the changing of seasons, you'll easily transform the room and make it appear trendy and fresh. And if you hang your rug on the wall, you'll have an original focal point.

The bottom line is that anything can work, it all depends on what you find most appealing and what can create the best effect in your home.

Guest Contributor, Lillian Connors

All You Need to Know About an Expert Plumber Service

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All You Need to Know About an Expert PlumberService

Call for an expert plumber service is never pre-defined. Plumbing emergencies can happen at any point of time. A good plumber comes into picture when a person finds himself in a pinch of plumbing problems. Numerous advertisements are out there in the market of people claiming to be an excellent plumbing service. Sometimes, those may prove to be misleading ones. Clinging on to a professional plumber requires a bit of research as fixing plumbing complications is tedious. A licensed plumber is the one who possesses sound technical skills as well as knowledge to serve his or her clients efficiently. 

Tips for Choosing the Expert Plumber Service:

License and Legal Documentation:

Every expert plumber service provider must possess an official permit for running his plumbing business. For those who seek a plumber’s assistance should ask for relevant and valid working license conferred by the State Government. No matter whether it is a residential or a commercial plumbing emergency, hiring a professional plumber without a valid working permit should never be entertained. License assures for the compliance of the service being provided by the plumber to be in accordance with the state regulations. 

Experience Accounts for The First Priority:

Out of all the governing factors, experience of the plumber is must. Thus, when a person is in search of an expert plumber, it is important to track for how long the plumber is functional in the market. New plumbing professionals may or may not be able to meet all your plumbing requirements.

On the other hand, an experienced plumber shall evaluate the plumbing requirements of any commercial or residential set-up and customize solutions accordingly. This helps their customers to save on their time and money investment. Warranty of the plumbing service is not an issue whenexperienced personnel is hired. 

Cling More on Recommendations:

While connecting with an expert plumber service provider, it is better to look on for suggestions. Recommendations or referrals give an insight into the best and worst plumbing service providers available near you. Ask family and friends about their recent experience with a professional plumber. Also, jot down all the plumbing issues they faced and the solutions provided by their plumber. Some professional plumber service providers have their Google listings wherein a customer can cross-verify about the past customer feedback and experience. 

24/7 Customer Support Facility:

While choosing an expert plumbing solution service provider, it is essential to check for their 24/7 customer service availability. Water is a crucial resource, and no one can afford wasting water due to erroneous plumbing issues. Plumbing emergencies can arise at any point of time, and hence, a professional plumber should be reachable quickly. Ensure for their quick reachability through text messages, calls or even through their website. Customer service and satisfaction should top their priority list. Finally, they a professional plumbing solution provider should stand high with a technical troubleshooting ability.

Affordability Matters:

There are heaps of expert plumber service providers claiming themselves as highly experienced with a wide array of services. However, it is the customer’s responsibility to take a dig at the pricing of their service of interest. An excellent and professional plumber shall never overcharge for the service above the market price. A professional plumber is the one dedicated towards a quality intact servicing at highly affordable pricing. This benefit in two-ways- the plumbing service provider has an excellent customer retention ratio, and the customers invest low on their money. 

Thus, choosing an expert plumber service provider requires a bit of thorough research on experience, service quality, and affordability. Reliability and trustworthiness of a plumbing solution provider go hand-in-hand with these three characteristics.

 Guest Contributor, Nivi Watson

9 TIPS TO BUYING A COUCH

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9 TIPS TO BUYING A COUCH

The furniture is featured in the room. When it comes to choosing yours, pay attention to the details. So you avoid unpleasant surprises in the future. If you want to know more tips based on buying a couch, then Sishawa will help you at their best.

1. Do not get carried away by the appearance of the fabric. Good sofa needs to have firm structure and quality foam . The problem is that in the store, we can not see these internal elements.

2. Speaking of foam: The densities of the seat, backrest arms and cushions should be different , as the fatigue is not the same. The seller does not know how to report this? Be suspicious.

3. When the sofa is new, everything looks perfect. But how will it be after a year of use? Before you get a headache, look for companies that offer warranty and, if possible, technical assistance .

4. The difference between a couch to play and a sofa to the living room is the depth of the seat . Want to relax, sleep, watch movies? Sofa deep. Need something more formal like, for example, a waiting room? Lean seat.

5. There is a trick to knowing if the sofa is comfortable specifically for you. Sit on it with your legs crossed one over the other, like "Indian leg" . If you fit in the seat without your knees being out, the piece passed the test.

6. Are there children and pets in your home? Choose models with washable covers. The cotton, linen and twill are the most suitable. Just remember that they should be pre-shrunk. Dark coats disguise dirt better, but fade more. Light-colored coats resist better washing.

7. In the doubt between reforming the old sofa and buying a new one? What it commands is the quality of the structure . Ask the opinion of good upholsterers before disposing of an antique furniture.

8. Sofas of distinct models in the same environment work superbem. If they are from very different times - one more modern, another vintage, for example - better still. Do not be afraid to mix .

9. If you are buying a pouf to support your feet, choose a model of the same height as the sofa seat . The piece will support a tray and also as an extra seat when you need it

Guest Contributor, Sherry K

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4 Effective Tips On Turning Your Basement Into A Chic Home Office

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4 Effective Tips on Turning Your Basement into a Chic Home Office

The basement has the potential to become the favorite room in your household, instead of forever being that odd damp place you visit occasionally to check the water heater and if the mold is under control. Particularly, your basement has the potential to become the home office you always dreamed of, and skyrocket your at-home career in the process.

The possibilities here are endless, as you will be working with a blank canvas of sorts, a space where you are yet to bring a unique, personal setting to life. With that in mind, let’s take a look at the four key tips that will help you transform your basement into an elegant home office you won’t want to leave.

Inspect the space and make a detailed plan

First things first, you need to establish a foundation for your project based on meticulous research. You will need to conduct a thorough inspection of the available space, and most importantly, determine if there are any hazardous materials or air particles residing here. Typically, this will be mold, but you could also encounter asbestos from cracked walls if your house is old, so be sure to bring in a professional inspector.

Next, you will need to brainstorm the layout of your office. Keep in mind that this is not simply a space where you will work – this is a space where you will spend the majority of your day, so it needs to be functional, inspirational, and fully optimized for top productivity.

Make it functional first

When it comes to layouts, there are three key areas you need to consider: the main work and lounge area, the bathroom, and the kitchen. Consider this office space as you would any other, and remember that these auxiliary spaces will prove vital for your productivity throughout the day.

Particularly, you shouldn’t have to go upstairs every time you need to go to the bathroom, so focus on allocating enough space for a small restroom, making sure to introduce the necessary plumbing features. Additionally, consider adding a small kitchen area or even just a mini-fridge to avoid lengthy trips upstairs in the middle of your work.

Pay special attention to lighting

The basement is an inherently dark place, so one of your priorities should be to illuminate the entire area for top productivity and day-long zeal. The basement-office trend has grown widely popular with Australian homeowners, so take note.

In the Land Down Under, homeowners will plan their lighting scheme with the help of an experienced level 2 electrician in Sydney and other remote-work hubs around the country, in order to light the room for minimal eye and mental strain. In the absence of adequate natural lighting, nailing your artificial lighting scheme should be your no.1 priority as well, so be sure to let your electrician in on the project early on.

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Introduce your personal flair and brand

Designing a home office is a wonderful opportunity to make the space an extension of your personality, and a setting where your brand’s colors and stories can come to life. To that end, you want to choose a color scheme that will influence your mindset in a positive way, and introduce various decor elements on your desk, the shelves, and the walls that will speak to your heart and mind.

However, refrain from cluttering the space too much, as physical clutter can quickly become emotional stress. Stick with a couple of personal belongings on your desk, add vibrant artwork on the walls to give the room a sense of class, and allocate the rest of the space to storage – you are going to need it.

Transforming a basement into a home office is a unique project that requires careful planning, as there is plenty that can go wrong along the way. With these tips in mind, though, you will have no problem designing a basement office that is functional, elegant, and a natural extension of your true self.

Guest Contributor, Chloe Taylor

How Your Garage Became So Cluttered

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How Your Garage Became So Cluttered

To understand how the garage came to play such a significant role in the average American acquisition, it’s easier if you have a bit of background on how architecture and the building industry affected the placement and use of the garage.

Housing developments

The first carriage houses and later, garages, were built behind the home. When housing developments became popular in the seventies and eighties, the architecture of homes changed to streamline traffic. The family garage was relocated to the front of the home and attached to the house. The average family now uses the automatic garage door as a primary means of entering their home rather than the front or back door.

Ebb and flow

Today, the garage door is also often the most significant architectural element in the front of many homes. For this reason, a new garage door can transform the look of a home. At the same time, the ease with which we enter and depart from our homes via the garage has given us the opportunity to use the garage as a holding area of sorts. Most of our purchases enter through the garage via the family car.

Much of our garbage exits through the garage door when we take out the trash cans. If items are too good to throw away but not good enough to keep in the home, they often become stuck in a holding pattern. After all, a garage isn’t a room in the house where cleanliness and comfort are required. As a result, we often allow the space to become so cluttered it becomes a safety hazard. We’ve all managed to trip over a bicycle or carelessly placed box at some point. Also, the automatic garage door can break, or its function is threatened if overstacked boxes or other items fall on the mechanisms.

Storage

As the middle class expanded, advertising told people to buy more stuff.  Even if you already had a coat, for example, advertising reminded us that the styles had changed and for a relatively reasonable price, you could own a brand-new stylish one. Since the old coat wasn’t worn out, you kept that one, too. Soon, we all had a mountain of old outerwear, dishes, knick-knacks, and kitchen appliances. It seemed reasonable to store the old stuff in the garage until the next garage sale, drop-off at the thrift store, until someone needed it, or until some mishap befell the new one.

Municipalities and HOA’s have added to the temptation to store items in the garage because many of these governing entities stopped issuing permits for sheds and other structures, or banned them altogether.

Hobbies and sports

Since the middle class is no longer required to work long hours to keep families from starving, there are new opportunities for leisure activities such as hobbies and sports activities. The tools and equipment from these activities are often stored in the garage as a matter of convenience.

Looking forward

In light of our new understanding of how the garage came to be a kind of private loading dock, we no longer have to be victims of an architectural decision from years ago. By rethinking the garage as a living space specifically for the car will help us become more respectful of the area.

Just as warehouses use floor tape to designate areas which are to remain clear at all times, a family can create a mental ‘safe zone’ in their garage, one in which walkways are clear, and boxes or other items aren’t abandoned: they ’re either appropriately stored or hauled away. If the project is overwhelming, asking for help is reasonable. Garage storage units can also be helpful.

Guest Contributor, Danny Cappello

About the author: Danny Cappello is a co-founder of Quick Response Garage Doors and Quick Response Garage Cabinets. When not busy with work Danny enjoys playing tennis, and spending time with his family.

Seven Home Improvements That Do Not Increase Your Home Value

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Seven home improvements that do not increase your home value.

A survey by the Homeowner Protection found that fifty-eight percent of homeowners in the U.S intend to carry out some kind of home remodeling in the next twelve months.

Most of the proprietors surveyed said that they wanted to renovate their homes so as to increase the value of the house when they do eventually sell it.

Not all home enhancements add value to your house. Some home renovations do not add value worst still various improvements can detract from the value of your house.

Here are eight home renovations that can lower the value of your house:

1.   Bright and Bold Paint Colors.

Trendy homeowners might feel the need to invest in painting the exterior of the home in bright colors. However, bright paint colors may not add to the value of your house especially if the house is ultimately sold to someone who does not like bright colors.

Instead, homeowners should paint both the interior and exterior of their house neutral colors before placing the house on the market.

Neutral colors can help the new homeowner to easily envision themselves in your home.

2.   Extreme High-end Kitchen renovations.

The kitchen is one of the rooms that most homeowners invest huge sums of money. However, homeowners do not recoup the full amount spent in the kitchen remodel as kitchen’s resale values are below the actual remodeling costs.

To avoid making this mistake, buy middle range kitchen appliances in place of high-end kitchen appliances.

3.     Luxury Bathroom.

Luxury bathrooms increase the value to your home, but over personalized finishes and over-the-top whirlpool tubs may not be too attractive to would-be buyers with a different bathroom preference.

To ensure that your house is desirable to many people install a walk-in shower and avoid extremely luxurious bathroom finishes.

4.   Combining two bedrooms to create a bigger room.

Knocking down walls to create one big bedroom might seem like a good idea to a young couple or to a retired couple whose children have moved away from the house. But this is a bad idea for homeowners who want to sell their home in the future.

Young families with children, want their children to have separate bedrooms, and they, do not mind if the rooms are small.

Each separate bedroom adds about fifteen percent value to the home, so try and implement simple décor tricks in the small bedrooms to make them seem bigger instead of taking down the wall.

5.   A swimming pool.

Families with kids and people who live in places with high temperatures at least six months in a year, may opt to buy a house with a swimming pool.

However, if the home is located in a place that is quite cold throughout the year a swimming pool will not add any value to your house.

6.   A hot tub.

For families with young children, a hot tub is a safety hazard in the home. Hence such families might offer to buy the home a certain price, less the cost of uninstalling the hot tub from the house.

If you have to install a hot tub to your home, consider installing a moveable hot tub that you can carry with you once you sell the house.

7.   Costly landscaping.

Lavish landscaping decorations may increase the curb appeal of your home, but they will not raise the value of your home.

Prospective buyers will only see the high maintenance costs required for the decorations and this may make them fearful of buying the home.

Homeowners should install simple easy to maintain garden décor which can be removed easily should the need arise.

8.   Creative interior décor.

Unusual wall colors, too much wallpaper, and quirky wall-to-wall carpets are some of the creative décor installations that detract from your home.

If the prospective buyer dislikes the décor installations in your home, they will most likely be calculating how much it will cost them to remove such items. Accordingly, they will offer to buy your house for a low price taking into consideration that they will incur additional uninstalling costs in the home.

When decorating your home avoid over personalizing your home as most probable buyers may not share similar décor preferences with you.

Avoid all the mistakes discussed above, for you to get the best possible price for your house when you do decide to sell it.

 Guest Contributor, Danny “Wheels“  Margagliano

Tips To Pull Off A Gorgeous Eclectic Design

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Tips to Pull Off a Gorgeous Eclectic Design

Eclectic design is super attractive. It’s full of freedom, mismatched items and fun colors. However, because it’s so hard to define, creating a beautiful eclectic space is not an easy task, especially if you don’t want to end up with an overly kitsch home. Luckily, here are a few tips that will help you create a successful eclectic design that matches your lifestyle and feels just right!

Start from scratch

This is a trick that many interior designers swear by: every time you’re designing a new look, start with a blank canvas. Since the eclectic look is definitely in-your-face and very eye-catching, starting with a neutral background is a great idea to avoid creating an overwhelming space. While neutral colors like white, gray and beige instantly come to mind, you can also opt for various natural materials like wood and stone. They are eco-friendly and look neutral, but are also warm and inviting.

Coordinate your colors

Many people think that nothing is supposed to match in eclectic design. However, that’s not true! The key is in coordinating your colors that will allow you to create a successful design and a coherent space. For instance, choose a color that can be introduced in multiple areas in your home and use it on everything from textiles to art and paint. Opt for a variety of different prints and patterns in your chosen color to stay true to your eclectic design yet subtly pull the room together.

Add statement pieces

Every space needs a statement piece that will be the star of the show. No matter if you opt for an art piece or a furniture item, this is the element that will make your eclectic design come to life. So, don’t hesitate to make it bold and make it big. In this case, forget everything about coordination, because you want your statement piece to pop. Even your quirky collection of items can serve as a focal point. For instance, if you’re an avid comic book fan or someone obsessed with music, there are super cute bobbleheads in all styles and themes that can be grouped together. These figurines will look amazing when displayed on your shelf and will definitely start a few conversations. All in all, find something you like, make it stand out and you have your statement piece!

Find balance

The goal of every interior is to have balance in symmetry and scale. Even if you have furniture in different styles, textures or from different periods, you can still use similar lines and sizes to create a sense of harmony. Your space is meant to be lived in, so don’t sacrifice good layout and organization for forced diversity.

Mix textures

In order to add more interest to your eclectic home, try to invest in different textures. When you combine rough and smooth textures, you can opt for a simpler color palette and still have a fun and quirky space. For instance, think fluffy pillows, shaggy rugs, rough wooden furniture and smooth, polished finishes. Combine them and your home will be full of surprises.

Think outside the box

The eclectic look has no clearly defined rules, so take advantage of that and let your mind play with different ideas and solutions. Grab an item and find a new and unusual use for it or instead of throwing something away, repurpose it and give it new life. This process is super fun and will give your space character and interest—that’s what eclecticism is all about!

Creating a successful eclectic look is all about achieving balance. Don’t give yourself too many limits, but also don’t go crazy. Eclectic design can easily get out of hand if you’re not paying attention! So, keep these tips in mind, be moderate but let your imagination fly high.

 Guest Contributor, Diana Smith

An IntroductionTo Renters Insurance Coverage

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An Introduction to Renters Insurance Coverage

Renters insurance is an extremely affordable way for tenants to keep their belongings safe, with the average premium totaling less than $150 per year. Yet under 40% of all renters are insured, in large part because of a lack of awareness among tenants about the benefits of renters insurance.

It’s impossible to predict when an emergency situation will strike, and the best way to prepare for the unexpected is to stay insured. Understanding the benefits and coverage of a renters insurance policy will allow you to make an informed decision about acquiring coverage.

How Does Renters Insurance Work?

Since relatively few people purchase renters insurance, there are some common misunderstandings regarding what exactly is covered under a typical policy. Some tenants assume that they’re automatically protected under their landlord’s insurance, but the truth is that you need your own policy to be covered in case your possessions are damaged or stolen.

Many tenants wonder if renters insurance covers water damage, bedbugs, and other unexpected occurrences. While there are some important differences in the fine print of many policies, a typical renters insurance plan provides coverage up to a certain limit in case of weather events such as rain, wind, fire, and hail. That said, more extreme conditions like earthquakes and floods will generally require additional coverage, so it’s important to make sure you’re protected if you live in a vulnerable region.

Your policy will also pay for temporary relocation in case your apartment is no longer habitable, a responsibility that may or may not be picked up by your landlord. The price of a few coffees each month is well worth the peace of mind that comes from knowing you’ll be kept on your feet no matter what happens.

Exceptions to Renters Insurance Coverage

While renters insurance provides critical protection for a number of costly situations, there are some things that most policies won’t cover. The first two examples are earthquakes and flooding, which many insurance companies offer as a separate policy. 

Under a standard renters insurance policy, you won’t be compensated for any damage done to extremely valuable or rare items such as jewelry and fine art. The most common insurance limit is $100,000, but you’ll likely still need to purchase additional insurance if you want these items covered.

Other common situations tenants often find themselves in, like losing a phone or having a pet cause damage, are not covered under renters insurance. Your protection also won’t apply to anyone else living in the apartment unless they purchase their own coverage.

Renters insurance is a low-cost, reliable method of keeping your belongings safe and ensuring you’ll have a place to stay even in a worst-case scenario. For less than a dollar a day, you can cover all the possessions in your apartment from loss or damage resulting from anything from fire to theft.

Guest Contributor, Armand Levitz